SIMAMORA , Saur Costanius; ., Nugraha; HERYANA , Toni; PURNAMASARI , Imas. BEHAVIORAL BIAS, ECONOMIC CONDITIONS, AND INFORMATION TECHNOLOGY: DETERMINANTS OF CREDIT ASSESSMENT IN INDONESIA. BANGLADESH JOURNAL OF MULTIDISCIPLINARY SCIENTIFIC RESEARCH, [S. l.], v. 11, n. 1, p. 93–101, 2025. DOI: 10.46281/bjmsr.v11.i1.2664. Disponível em: http://cribfb.com/journal/index.php/BJMSR/article/view/2664. Acesso em: 10 jan. 2026.