MUHAMMAD, Tijjani; NGAH, Besar Bin; AL-SHAGHDARI, Fahd. ISLAMIC FINANCIAL INSTITUTIONS AS SOLUTION TO FINANCIAL EXCLUSION IN NORTHERN NIGERIA: A MODEL DEVELOPMENT. International Journal of Islamic Business & Management, [S. l.], v. 6, n. 1, p. 44–54, 2022. DOI: 10.46281/ijibm.v6i1.1981. Disponível em: https://cribfb.com/journal/index.php/ijibm/article/view/1981. Acesso em: 29 jun. 2025.