Editor
Dr. Umme Salma Mujtaba, Heriot Watt University, UK
Section Editors
Dr. Ranjit Singh, Indian Institute of Information Technology - Allahabad, India
Dr. Mohd Zaini Abd Karim, Universiti Utara Malaysia, Malaysia
Dr. Mohsin Shaikh, SKN College of Engineering, India
Dr. Karunakar Patra, Rourkela Institute of Management Studies, India
Dr. Abdelgader Mohamed Ahmed Abdalla, University of Khartoum, Sudan
Dr. Omar Camara, Prince Mohammad Bin Fahd University, Khobar, KSA
Dr. Mario Situm, University of Applied Sciences Kufstein, Austria
Dr. Dilip Kumar, Chief Chemical Examiner, Bangladesh Police, Bangladesh
Dr. Mário Augusto, University of Coimbra, Portugal
Dr. Adel Khalaf Salem ALmasarwah, Hashemite University, Jordan
Dr. Mitesh K Patel, S. V. Institute of Management, India
Dr. Ahmed Elamer, Brunel University London, UK
Dr. Kateryna Vorobyova, Limkokwing University of Creative Technology, Malaysia
Dr. Shaista Mukadam, Birmingham City University, UK
Editorial Staff
Dr. Arjantin, Executive Manager, IJBMF, USA
Mr. Shohel, English Text Editor, IJBMF, USA
Mrs. Mahbuba, Website Manager, IJBMF, USA
All members of the Editorial Board have identified their affiliated institutions or organizations, along with the corresponding country or geographic region. CRIBFB remains neutral with regard to any jurisdictional claims.